Keeping a Finger on the Pulse of Global Markets

Equities First Holdings, LLC, is a globally recognized lender. With 14 years of experience, and locations around the globe, this company is led by experienced professionals. Over the years, Equities First become a leader in the world of alternative lending.

Recently, Equities First Holdings has reported an increase in the prevalence of margin- and stock-based loans. In part, this is because in the wake of the Great Recession, traditional lenders such as banks have tightened their requirements for loans.

Margin- and stock-based loans are similar in some ways. For example, they each require securities as collateral. However, there are some significant differences.

Bloomberg mentions that margin-based loans are like traditional loans from banks in that they require pre-approval. Variable rates are used with this type of loan. Typically, the loan is specified for a use.

Stock-based loans are different. They usually have a fairly low – three or four percent – fixed interest rate. Also, there are no restrictions on what the loan can be used for.

While these forms of loans have been maligned by some in the past, Equities First CEO Al Christy, Jr., believes they are becoming a far more mainstream option. Christy contends that a scrupulous lender who does things right can effectively serve customers with these loans.

Equities First Holdings was founded in 2002. With a highly qualified staff spread out in offices around the globe, Equities First Holdings truly has a finger on the pulse of the global markets.

Equities First Holdings maintains offices in the US, UK, Hong Kong, Australia, and more, this company serves a global audience. With CEO Christy’s in-depth understanding of trends in lending, the company is poised to continue to prosper.

By finding useful solutions in a tight market, Equities First truly helps people make their dreams come true. Although any borrowing involves risk, the use of stock- and margin- based loans should not be written off without examination.

Richard Blair Can Help Keep You Protected When Renting on Airbnb

Renting a home or even a part of your home through Airbnb has some major advantages as well as disadvantages that should be taken into consideration by anyone looking to move forward with doing so. The benefits or advantages of renting a space or house on Airbnb are obvious. The driving factor for many people to make the decision to put up a rental on Airbnb is the extra income that it can bring in as well as its ability to help them pay off property costs.

Some disadvantages though and things that many people do not consider include things such as the risks, what protection they should have in place, and the type of insurance coverage that they should obtain. Let’s take a look at these three areas more in-depth. The risk associated with offering a rental on Airbnb can include but are not limited to the damage that could be done to your property, injuries to guests, illegal activities, lawsuits, and theft. Many individuals have not taken these things into consideration and it has resulted in them spending more money on repairs and legal costs than what they made from the rental.

This is one of the reasons why it is very important to carry the proper insurance coverage on short-term rentals as they are often not covered by the standard homeowner policy. Not having the correct insurance for your short-term rental could leave you liable for any expenses as well as legal ramifications due to your guest’s actions.

The most important thing to think about though is the overall protection of your investment in the property. When individuals are looking to list a short-term rental on Airbnb it is highly advised that they consult with an experienced insurance professional and wealth or investment management professional such as Richard Blair. Richard Blair is the owner of Wealth Solutions based out of Austin Texas and has over 22 years experience in securities.

Currently, Richard has a portfolio in which he manages over 55 million dollars worth of assets. Wealth Solutions offers many different services including financial planning, wealth management, retirement planning, and investments. Richard Blair obtained his bachelor’s degree in Finance and Financial Management Services from the University of Houston. He currently holds several different titles including but not limited to a Certified Funds Specialist, Registered Investment Advisor, and Retirement Income Certified Professional. Find out more: http://www.manta.com/c/mtr4ztj/wealth-solutions

CEO Is Venezuela’s Financial Guru

Financial industry professional David Osio is one of the most accomplished CEO’s in the industry. In his role as CEO of Davos Financial Group, he serves select clientele with expert financial services and expert management.

The Venezuela-based company is one of the most comprehensive in South America. So successful, the company has expanded their offices to New York City, Geneva and Miami to name a few. The company website gives a full listing of office locations.

Osio’s experience extends back over 25 years. Before his stint at Davos, he worked for Banco Latino International in Miami. He served in the capacity of vice president and also worked in mergers and acquisitions and marketing strategies. Osio is recognized for helping the company gain significant portfolio growth and a strong international standing. Osio also worked in Caracas at Escritorio Juridico MGO.

Over the years, Osio expanded his credentials. He received portfolio management training and United States capital markets courses at The Finance Institute of New York, management training at Swiss Bank Corp., commercial lending seminars at Chase Manhattan Bank and he finished his law degree at Universidad Catolica Andres Bello.

Osio is considered a key player in the Venezuelan markets due to his vast experience and educational training. “I sharpened my skill set in New York,” said Osio. “The banks offered courses that really helped me grasp everything I needed to know about finance.” Osio says his law degree has also come in handy when navigating through the markets.

Osio’s company has helped a variety of businesses, large and small, reach their financial goals. The staff of highly trained financial professionals tailor a program to fit the needs of the company. The sound financial planning helps companies gain more capital and become stronger. Osio has written several articles regarding risk tolerance. His information is highly-regarded by many professionals. “His information is one of the main reasons why I am no longer lost,” said an industry professional.

Osio is committed to helping a number of local philanthropic organizations. He has given and helped raise money for the Venezuela Orthopedic Children’s Hospital and The Miami Symphony Orchestra.

Follow Osio on Twitter and Crunchbase