Equities First Holdings, LLC, is a globally recognized lender. With 14 years of experience, and locations around the globe, this company is led by experienced professionals. Over the years, Equities First become a leader in the world of alternative lending.
Recently, Equities First Holdings has reported an increase in the prevalence of margin- and stock-based loans. In part, this is because in the wake of the Great Recession, traditional lenders such as banks have tightened their requirements for loans.
Margin- and stock-based loans are similar in some ways. For example, they each require securities as collateral. However, there are some significant differences.
Bloomberg mentions that margin-based loans are like traditional loans from banks in that they require pre-approval. Variable rates are used with this type of loan. Typically, the loan is specified for a use.
Stock-based loans are different. They usually have a fairly low – three or four percent – fixed interest rate. Also, there are no restrictions on what the loan can be used for.
While these forms of loans have been maligned by some in the past, Equities First CEO Al Christy, Jr., believes they are becoming a far more mainstream option. Christy contends that a scrupulous lender who does things right can effectively serve customers with these loans.
Equities First Holdings was founded in 2002. With a highly qualified staff spread out in offices around the globe, Equities First Holdings truly has a finger on the pulse of the global markets.
Equities First Holdings maintains offices in the US, UK, Hong Kong, Australia, and more, this company serves a global audience. With CEO Christy’s in-depth understanding of trends in lending, the company is poised to continue to prosper.
By finding useful solutions in a tight market, Equities First truly helps people make their dreams come true. Although any borrowing involves risk, the use of stock- and margin- based loans should not be written off without examination.